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Tax & Compliance·8 min read

Accounting & Bookkeeping for Indian Startups: What Good Looks Like

Clean monthly books mean faster ITR, credible investor diligence, and GST ITC you can actually defend.

May 20, 2025

What you'll take away

  • Separate company and founder transactions from day one.
  • Monthly P&L, balance sheet, and cash flow—not just an annual scramble.
  • Chart of accounts aligned to GST and TDS from the start.
  • Pelago delivers monthly MIS founders can read.

Minimum viable finance stack

Current account only for business, accounting software (Zoho/Tally), invoice numbering, and expense policy for founders.

Reimbursement sheets beat personal card chaos at audit time.

Monthly deliverables

  • Bank reconciliation.
  • Accounts payable/receivable aging.
  • GST-ready revenue and expense classification.
  • Burn rate and runway dashboard.

Books messy after year one?

Catch-up bookkeeping + monthly accounting with GST/TDS sync.

Start bookkeeping

When investors ask for data

Due diligence wants 24-month trends, related-party disclosures, and cap table tie to share capital in books.

Pelago keeps books audit-ready so statutory audit is a checkpoint—not a rebuild.

Founder tip: Tag every Razorpay/PG settlement to invoices—unexplained 'other income' scares CAs.

Catch-up vs ongoing

Missed a year? We reconstruct from bank/GST and normalize before ROC/ITR deadlines. Then move to monthly retainer.

Books messy after year one?

Catch-up bookkeeping + monthly accounting with GST/TDS sync.